Capitol Title

Title Insurance

Title insurance protects mortgage lenders and owners from unexpected title risks. There are a multitude of hidden defects and potential claims for which title insurance provides coverage including the following:

  • Forged deeds and other title instruments
  • False impersonation of a true owner
  • Deeds by persons of unsound mind or capacity
  • Mistakes in recording legal documents (for example, incorrect indexing by land record clerks)
  • Undisclosed heirs and divorces

Lender's title insurance will be required by the mortgage lender providing funds for your purchase. Owner’s title insurance is purchased at settlement for an additional one-time premium which is computed based upon the purchase price of the property. We recommend that purchasers obtain the “peace of mind” provided by opting to purchase owner's title insurance.

Successful Settlement Booklet Pages

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